281 Stewart Lake Road

Freeman, Georgian Bay, Ontario P0C 1H0

Overview

At a glance

Days on market145 days
ListedJun 3, 2026
UpdatedAug 16, 2026
Size1500-2000 sq ft
Lot145 x 240 Feet
Property taxes$3,769 (2025)
Parking5.5 spaces
BasementCrawl Space, Unfinished
MLS® numberX13237684
Data sourcePropTx MLS® System
Listing brokerageCV Real Estate

About this home

Nestled on the tranquil shores of Stewart Lake, this charming four-bedroom cottage/home offers a seamless blend of natural beauty and refined Muskoka living. Thoughtfully designed, the bright open-concept interior is filled with natural light from expansive windows, creating a warm and inviting atmosphere throughout. The kitchen and dining area feature a stunning vaulted ceiling, a spacious centre island, and a walkout to expansive decks overlooking the lake, perfect for entertaining or relaxing in a peaceful setting. The living room showcases serene water views and a propane fireplace, while the Muskoka room provides an ideal space for reading, games, or unwinding after a day on the lake. Each bedroom is designed with comfort in mind, offering a restful retreat for family and guests alike. Outdoors, enjoy a private waterfront with a sandy, walk-in shoreline and a newly built, expansive dock, perfect for swimming, lounging, and enjoying all that lake life has to offer. The flat, usable lot enhances the overall experience and includes a private hot tub and cedar barrel sauna, creating a true lakeside escape. Additional features include a detached garage for convenient storage, along with a charming bunkie and shed, offering flexibility for guests or additional space. Adding to the property's long-term value, a new 5-bedroom septic system has just been installed, providing increased capacity and future flexibility. The property also offers excellent rental potential, with a pro-forma statement available outlining forecasted income, making this a compelling opportunity for both personal use and investment. Ideally located just minutes from the charming town of Mactier, this exceptional Stewart Lake offering presents a rare opportunity to own a refined Muskoka property with both lifestyle appeal and income upside.

Details

Property

Style
Bungalow
Fronting on
East
Cross street
High Street & Stewart Lake Rd
Community
Freeman
Municipality
Georgian Bay

Inside

Bedrooms above grade
4
Bedrooms below grade
1
Bathrooms
1
Kitchens
1
Basement
Crawl Space, Unfinished
Family room
Yes
Fireplace
Propane
Interior features
Generator - Full

Utilities

Heating
Baseboard
Heating fuel
Electric
Cooling
Window Unit(s)
Water
Lake/River
Sewer
Septic
Cable
Available

Building

Construction
Vinyl Siding
Foundation
Brick
Roof
Shingles
Exterior features
Deck, Hot Tub, Privacy, Year Round Living
Pool
None

Parking

Garage
Detached
Parking spaces
4
Total parking
5.5
Driveway
Private

Land

Frontage
145
Depth
240
Lot size units
Feet
Lot size (acres)
< .50
Waterfront
Beach Front, Dock, Winterized
Topography
Flat
Property features
Golf, Waterfront
Rooms (9)
RoomLevelSizeFeatures
FoyerMain5.34 x 2.11
KitchenMain3.8 x 3.6
Dining Room5.34 x 2.11
Living RoomMain5.69 x 3.35
SunroomMain6.23 x 3.41
Primary BedroomMain4.63 x 3.64
BedroomMain4.86 x 2.12
BedroomMain3.7 x 2.87
BedroomMain2.88 x 2.27
Value

What it’s worth

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History

Listing history

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How it compares

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Neighbourhood

Around Freeman

What’s nearby

Backs onto woodsBacks onto waterQuiet streetBackyard faces east

  • Elementary schoolMactier Public Schoolabout 25 min walk
  • Playground about 25 min walk
  • River or lakeStewart Lakeabout 1 min walk
  • Grocery storeFoodlandabout 20 min walk
  • DowntownMacTierabout 20 min walk
  • Golf courseOviinbyrdabout 5.1 km
  • Highway on-rampExit 189about 6.5 km

Approximate: straight-line distances, and the backyard and street worked out from the map pin and map data © OpenStreetMap contributors. Check school boundaries with the school board.

On the map

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Community

The Freeman market

Freeman sale prices

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Costs

What it would cost

%
%
An example rate. Use the one your lender quotes.
Every monthEstimate
Mortgage payment$0
Property tax$0
Monthly total$0
At closing
Ontario land transfer tax$0

Estimates only, not financial advice. Uses Canadian semi-annual compounding, the minimum down payment and mortgage insurance rules, and Ontario’s land transfer tax brackets. Your lender and lawyer confirm the real numbers. Legal fees, title insurance and moving costs aren’t included.

Listing courtesy of CV Real Estate. Listing information from the PropTx MLS® System. Each listing shows the brokerage that represents it. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. Information is deemed reliable but is not guaranteed accurate by PropTx. Last updated October 27, 2026 at 4:41 p.m.

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