28 Elgin Street

Northern Bruce Peninsula, Ontario N0H 2R0

Overview

At a glance

Days on market141 days
ListedJun 8, 2026
UpdatedJul 28, 2026
Building age31-50 years
Size2500-3000 sq ft
Lot200 x 557 Feet
Property taxes$13,033 (2026)
Parking8 spaces
BasementCrawl Space
MLS® numberX13417836
Data sourcePropTx MLS® System
Listing brokerageRE/MAX Grey Bruce Realty Inc.

About this home

Located on the North-shore of Tobermory, this stunning 2-acre property is an oasis waiting for you! Offering over 200ft of clean, rocky shoreline on Georgian Bay, a large pond, gardens and various outdoor sitting areas, there are many areas to entertain and relax. Listen to the sound of the waves along the shoreline as you watch the boats go by to the islands. Enjoy a campfire by the pond, or a picnic with the grandchildren. The 12'x16' garage nearby offers great storage for water toys or gardening tools. There are various water taps throughout the property for ease! Sitting proudly atop the escarpment, the 4-season residence features 4 bedrooms, 2.5 bathrooms and 2,979sq.ft. of living space. Enter the tiled foyer and hang up your coat in the mudroom. The attached 2-car garage provides direct access to the home, and a potential workshop, currently used as an office. A great room welcomes you in as you, featuring a solarium and propane fireplace. A secondary family room offers a great play space or home gym. The custom kitchen features SS appliances, pull-out drawers, undercabinet lighting, a breakfast bar and granite countertops. Open to the dining room, you are afforded stunning lake views, and access to the water-side patio with built-in seating and a BBQ station. Inside, an oversized laundry room doubles as a pantry, while a 2Pc bathroom and main-floor bedroom round out the main level. Climb the stairs to the loft and enjoy elevated views of Georgian Bay from the library. The Primary suite offers a 3Pc ensuite, WIC as well as private deck. Two additional large bedrooms share a 4Pc family bathroom. Outside, the 20'x30' detached garage provides more room for guests with the upper level bunkie! The lower level is insulated and RI for in-floor heating. Enjoy hiking the Bruce Trail, visiting local shops, strolling the public beaches or scuba diving the clear waters of Georgian Bay and Lake Huron. Opportunity awaits on Georgian Bay, sited minutes to Tobermory!

Details

Property

Style
2-Storey
Building age
31-50
Fronting on
North
Cross street
Harpur Drive & Elgin Street
Community
Northern Bruce Peninsula
Municipality
Northern Bruce Peninsula

Inside

Bedrooms above grade
4
Bathrooms
3
Kitchens
1
Basement
Crawl Space
Family room
Yes
Fireplace
Living Room, Propane
Interior features
Atrium, Built-In Oven, Central Vacuum, Water Heater Owned, Water Treatment

Utilities

Heating
Forced Air
Heating fuel
Propane
Cooling
None
Water
Lake/River
Sewer
Septic
Electricity
Yes
Cable
Yes

Building

Construction
Stone
Foundation
Concrete Block
Roof
Asphalt Shingle
Exterior features
Landscaped, Patio, Privacy, Private Pond, Recreational Area, Year Round Living
Pool
None

Parking

Garage
Attached
Parking spaces
4
Total parking
8
Driveway
Circular Drive, Private

Land

Frontage
200
Depth
557
Lot size units
Feet
Lot size (acres)
2-4.99
Lot irregularities
See Boundary Survey
Waterfront
Waterfront-Deeded
Topography
Level, Partially Cleared, Rolling, Wooded/Treed
Property features
Lake Access, Lake/Pond, Part Cleared, School, Sloping, Waterfront
Rooms (18)
RoomLevelSizeFeatures
FoyerMain3.6 x 1.71Tile Floor
OfficeMain4.7 x 4.59Linoleum, B/I Shelves
BathroomMain1.8 x 1.5Hardwood Floor, 2 Pc Bath
KitchenMain4.79 x 4.18Hardwood Floor, Centre Island, Open Concept
LaundryMain3.19 x 2.77Hardwood Floor, Laundry Sink, Skylight
Dining RoomMain3.79 x 3.5W/O To Patio, Vaulted Ceiling(s), Hardwood Floor
Living RoomMain8.7 x 4.05Combined w/Solarium, Fireplace, Hardwood Floor
Family RoomMain7.37 x 3.8Walk-Out, Hardwood Floor, Large Window
BedroomMain3.38 x 3.31Large Window, Closet, Hardwood Floor
Utility RoomMain3.42 x 2.69Concrete Floor
Cold Room/CantinaMain8.22 x 1.19B/I Shelves
LoftSecond3.78 x 3.72Vaulted Ceiling(s)
LibrarySecond4.83 x 3.77Large Window, Vaulted Ceiling(s)
Primary BedroomSecond4.48 x 4.05Vaulted Ceiling(s), W/O To Deck, Ensuite Bath
BathroomSecond1.9 x 1.733 Pc Ensuite, Tile Floor, Heated Floor
Bedroom 3Second3 x 3Hardwood Floor, Closet
BathroomSecond3.08 x 2.17Tile Floor, 4 Pc Bath
Bedroom 4Second3.48 x 3Hardwood Floor, Closet, Large Window
Value

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History

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Neighbourhood

Around Northern Bruce Peninsula

What’s nearby

Backs onto woodsQuiet streetBackyard faces north

  • Elementary schoolSt Edmunds Public Schoolabout 30 min walk
  • Park about 1 min walk
  • Playground about 17 min walk
  • TrailBruce Trailabout 9 min walk
  • River or lakeLake Huronabout 3 min walk
  • Grocery storeFoodlandabout 24 min walk
  • DowntownTobermoryabout 18 min walk
  • LibraryBruce County Public Library - Tobermory Branchabout 15 min walk
  • Rec centre or arenaTownship of St. Edmunds Community Centreabout 17 min walk
  • Golf courseCornerstone Golf Clubabout 3 km

Approximate: straight-line distances, and the backyard and street worked out from the map pin and map data © OpenStreetMap contributors. Check school boundaries with the school board.

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Community

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Costs

What it would cost

%
%
An example rate. Use the one your lender quotes.
Every monthEstimate
Mortgage payment$0
Property tax$0
Monthly total$0
At closing
Ontario land transfer tax$0

Estimates only, not financial advice. Uses Canadian semi-annual compounding, the minimum down payment and mortgage insurance rules, and Ontario’s land transfer tax brackets. Your lender and lawyer confirm the real numbers. Legal fees, title insurance and moving costs aren’t included.

Listing courtesy of RE/MAX Grey Bruce Realty Inc.. Listing information from the PropTx MLS® System. Each listing shows the brokerage that represents it. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. Information is deemed reliable but is not guaranteed accurate by PropTx. Last updated October 28, 2026 at 8:58 a.m.

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