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115 First Street

Fergus, Centre Wellington, Ontario N0B 1J0

Overview

At a glance

Days on market113 days
ListedJun 16, 2026
UpdatedSep 16, 2026
Building age51-99 years
Size1100-1500 sq ft
Property taxes$1,384 (2025)
Parking7 spaces
BasementNone
MLS® numberX13451522
Data sourcePropTx MLS® System
Listing brokerageKeller Williams Home Group Realty

About this home

Welcome to your perfect Belwood lakeside escape, where comfort, relaxation, and unforgettable family memories come together. Set on a wide, beautifully maintained lot, this inviting 1,200 sq. ft. cottage offers the ideal blend of charm, functionality, and waterfront living. The spacious primary bedroom is a true retreat, featuring stunning lake views and a private walkout to the deck, perfect for enjoying your morning coffee as the sun rises over the water. Two additional bedrooms, complete with bunk room accommodations, provide plenty of space for family, grandchildren, or weekend guests. Designed for easy entertaining, the open-concept kitchen, dining, and living area flows seamlessly to the expansive lakeside deck, creating the perfect indoor-outdoor living experience. A convenient laundry room and 1.5 bathrooms add everyday comfort and practicality. Outside, everything is ready for your summer enjoyment. The dock is already in place, and three storage sheds provide exceptional versatility, including a dedicated workshop for tools or tinkering and two newer sheds ideal for kayaks, paddleboards, water toys, and seasonal gear. Two Cover-All shelters offer excellent covered parking and additional storage. Whether you're looking for a peaceful weekend retreat or a place to gather with family for generations to come, this lovingly cared-for waterfront cottage delivers. Conveniently located just a short drive from Fergus and its shops, restaurants, and amenities, you'll enjoy the perfect balance of quiet cottage living and easy access to everything you need.

Details

Property

Style
Bungalow
Building age
51-99
Fronting on
South
Cross street
Third Line
Community
Rural Centre Wellington East
Municipality
Centre Wellington

Inside

Bedrooms above grade
4
Bathrooms
2
Kitchens
1
Basement
None
Family room
No
Fireplace
No
Interior features
Carpet Free, Primary Bedroom - Main Floor, Water Heater

Utilities

Heating
Baseboard
Heating fuel
Electric
Cooling
Other
Sewer
Septic
Electricity
Yes

Building

Construction
Board & Batten
Foundation
Piers
Roof
Asphalt Shingle
Exterior features
Deck
Pool
None

Parking

Garage
None
Parking spaces
7
Total parking
7
Driveway
Available

Land

Frontage
0
Depth
0
Lot size units
Feet
Waterfront
Dock
Property features
Greenbelt/Conservation, Lake Access, Waterfront, Wooded/Treed
Rooms (10)
RoomLevelSizeFeatures
BathroomMain2.01 x 1.752 Pc Ensuite
BathroomMain2.05 x 1.873 Pc Bath
BedroomMain3.16 x 1.66
BedroomMain3.21 x 2.5
BedroomMain2.78 x 2.51
Dining RoomMain2.36 x 4.67
KitchenMain3.63 x 2.48
LaundryMain3.63 x 1.77
Living RoomMain4.13 x 4.7
Primary BedroomMain4.06 x 3.58
Value

What it’s worth

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History

Listing history

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Neighbourhood

Around Fergus

Fergus, Centre Wellington

Limestone downtown on the Grand River, with newer subdivisions to the north and east.

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On the map

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Community

Centre Wellington in numbers

Population31,093Up 10.3% since 2016. Ontario grew 5.8%.
Median age44.4Ontario: 41.6
Median household income$101,000Household income in 2020. Ontario: $91,000
Homeowners81%of households own their home. Ontario: 68%
Single-detached homes73%of homes. Ontario: 54%
People per household2.6Ontario: 2.6
Drive to work94%of commuters go by car, truck or van. Average trip 24.7 minutes.
Commute under 30 minutes64%of commuters. Ontario: 62%

Figures are for the whole municipality (census subdivision). Median household income is total household income in 2020, rounded by Statistics Canada. Adapted from Statistics Canada, 2021 Census of Population. This does not constitute an endorsement by Statistics Canada of this product. Statistics Canada Open Licence. Source: Statistics Canada, 2021 Census of Population, tables 98-10-0002, 98-10-0022, 98-10-0057, 98-10-0240 and 98-10-0458 (Web Data Service, retrieved October 6, 2026).

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Costs

What it would cost

%
%
An example rate. Use the one your lender quotes.
Every monthEstimate
Mortgage payment$0
Property tax$0
Monthly total$0
At closing
Ontario land transfer tax$0

Estimates only, not financial advice. Uses Canadian semi-annual compounding, the minimum down payment and mortgage insurance rules, and Ontario’s land transfer tax brackets. Your lender and lawyer confirm the real numbers. Legal fees, title insurance and moving costs aren’t included.

Listing courtesy of Keller Williams Home Group Realty. Listing information from the PropTx MLS® System. Each listing shows the brokerage that represents it. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. Information is deemed reliable but is not guaranteed accurate by PropTx. Last updated October 7, 2026 at 1:14 p.m..

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