20 VICTORIA Street

St. Thomas, Ontario N5R 2E5

Overview

At a glance

Days on market48 days
ListedSep 8, 2026
UpdatedSep 8, 2026
Building age51-99 years
Size1100-1500 sq ft
Lot29 x 66 Feet
Property taxes$2,936 (2026)
Parking0 spaces
BasementFull, Finished
MLS® numberX13753826
Data sourcePropTx MLS® System
Listing brokerageREMAX YOUR COMMUNITY REALTY

About this home

Come home to 20 Victoria St in St. Thomas, a beautifully updated two-storey yellow brick home nestled in the sought-after Courthouse neighbourhood. The second floor offers four spacious bedrooms, a full 4-piece bathroom, and access to a versatile loft space-perfect for a playroom, home office, or potential additional bedroom (just needs stairs).The main level features a welcoming foyer, bright and spacious principal rooms, an updated kitchen, dining area, and a walk-in pantry that could also be converted into a convenient laundry space, with direct access to a private back deck.The finished lower level includes a recreation room, laundry closet, 3-piece bathroom, and additional storage. The home is equipped with in-floor heating throughout and a ductless system on the second floor for both heating and cooling, updated AC unit. Added sound insulation between levels enhances comfort and privacy.Offering generous space for families or couples alike, this home also includes street parking with two neighbourhood passes (winter permits available separately), meaning no driveway maintenance.The Courthouse neighbourhood is one of St. Thomas' most charming and sought-after pockets, known for its mature tree-lined streets, historic homes, and strong sense of community. Centered around the iconic Elgin County Courthouse, the area offers a unique blend of character, walkability, and everyday convenience. With close proximity to parks, schools, and local amenities, it's a neighbourhood that combines timeless appeal with a truly livable lifestyle.

Details

Property

Style
2-Storey
Building age
51-99
Fronting on
South
Cross street
Stanley st& Victoria
Community
St. Thomas
Municipality
St. Thomas

Inside

Bedrooms above grade
4
Bedrooms below grade
0
Bathrooms
2
Kitchens
1
Basement
Full, Finished
Family room
No
Fireplace
Roughed In, Living Room
Interior features
Separate Heating Controls, Water Meter, Upgraded Insulation, Water Heater, Sump Pump

Utilities

Heating
Radiant
Heating fuel
Ground Source
Cooling
None
Sewer
Sewer
Electricity
Yes
Cable
Available

Building

Construction
Wood , Brick
Foundation
Block
Roof
Asphalt Shingle
Exterior features
Deck, Porch, Privacy
Pool
None

Parking

Garage
None
Parking spaces
0
Total parking
0

Land

Frontage
29
Depth
66
Lot size units
Feet
Lot size (acres)
< .50
Lot irregularities
65.64 ft x 29.53 ft x 65.67 ft x 30.36ft
Waterfront
No
Topography
Flat
Rooms (11)
RoomLevelSizeFeatures
Primary BedroomSecond3.94 x 3.4 Meters
Dining RoomMain2.84 x 3.63 Meters
RecreationBasement5.79 x 6.07 Meters
Utility RoomBasement0.84 x 1.65 Meters
OtherBasement3.51 x 4.19 Meters
Living RoomMain4.52 x 6.98 Meters
KitchenMain3.15 x 3.63 Meters
BedroomSecond2.13 x 2.77 Meters
LoftThird2.13 x 10.49 Meters
BedroomSecond3.2 x 3.1 Meters
BedroomSecond3.17 x 3.99 Meters
Value

What it’s worth

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Market read

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History

Listing history

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Compare

How it compares

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Neighbourhood

Around St. Thomas

What’s nearby

Quiet streetBackyard faces north

  • Elementary schoolJohn Wise Public Schoolabout 26 min walk
  • High schoolArthur Voaden Secondary Schoolabout 20 min walk
  • Park about 3 min walk
  • Playground about 19 min walk
  • TrailElgin Trailabout 10 min walk
  • River or lakeKettle Creekabout 5 min walk
  • Grocery storeFoodlandabout 9 min walk
  • DowntownSt. Thomasabout 14 min walk
  • LibrarySt. Thomas Public Libraryabout 16 min walk
  • Rec centre or arenaSt. Thomas Elgin Memorial Centreabout 11 min walk
  • Golf courseRedtail Golf Clubabout 6.5 km
  • HospitalSt Thomas-Elgin General Hospitalabout 29 min walk
  • Highway on-ramp about 36 min walk
  • GO or train stationUnion Depotabout 7.5 km

Approximate: straight-line distances, and the backyard and street worked out from the map pin and map data © OpenStreetMap contributors. Check school boundaries with the school board.

On the map

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Community

The St. Thomas market

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Costs

What it would cost

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An example rate. Use the one your lender quotes.
Every monthEstimate
Mortgage payment$0
Property tax$0
Monthly total$0
At closing
Ontario land transfer tax$0

Estimates only, not financial advice. Uses Canadian semi-annual compounding, the minimum down payment and mortgage insurance rules, and Ontario’s land transfer tax brackets. Your lender and lawyer confirm the real numbers. Legal fees, title insurance and moving costs aren’t included.

Listing courtesy of REMAX YOUR COMMUNITY REALTY. Listing information from the PropTx MLS® System. Each listing shows the brokerage that represents it. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. Information is deemed reliable but is not guaranteed accurate by PropTx. Last updated October 26, 2026 at 10:38 p.m.

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