431 Albert Street

Exeter, South Huron, Ontario N0M 1S1

Overview

At a glance

Days on market40 days
ListedSep 18, 2026
UpdatedOct 21, 2026
Building age100+ years
Size2000-2500 sq ft
Lot92.88 x 141.83 Feet
Property taxes$5,331 (2025)
Parking5 spaces
BasementFull, Partially Finished
MLS® numberX13801168
Data sourcePropTx MLS® System
Listing brokerageSUTTON GROUP - SELECT REALTY

About this home

The Benjamin O'Neil House represents something increasingly difficult to find: an older home with genuine character, craftsmanship and a story of its own, thoughtfully renovated for modern living. Original 8.5 ft front doors, rich red pine floors, soaring ceilings, intricate plaster medallions, substantial heritage trim, transom and oversized windows create an atmosphere that is not easily reproduced in a new home. The principal living and dining rooms retain the elegance expected of a home of this era, while the redesigned kitchen introduces a contemporary standard of living. Upstairs, three bedrooms provide tranquility and privacy. The primary suite is lovely with its own sitting room offering a private place to read, relax or simply enjoy. The beautifully finished bathroom continues the property's blend of old and new with spa-like heated floors, a classic clawfoot tub and an impressive 7 ft glass shower. A finished lower level adds an entirely different dimension: a spacious guest room, bathroom, and rec area with an 85 inch theatre screen, heated office floor and a hidden speakeasy-inspired wine room. Outside, the covered porches provide the transitional spaces that make older homes so enjoyable-places for a morning beverage, to gather with friends or watch the seasons change. This property has been transformed into a private four season destination, with an expansive Wolf high density deck, outdoor kitchen, hot tub and a 16 ft x 16 ft pavilion centred around a stone fireplace. Perhaps the greatest appeal is not having to choose between character and convenience. The original craftsmanship and history remain. The architectural details that give an older home its soul remain, but the major improvements have already been undertaken. Located approximately 40 minutes from London and Stratford, and a 20 minute drive to the Lake Huron shoreline, step away from the ordinary and into a home that feels established, personal and enduring.

Details

Property

Style
2-Storey
Building age
100+
Fronting on
West
Cross street
James
Community
Exeter
Municipality
South Huron

Inside

Bedrooms above grade
3
Bathrooms
3
Kitchens
1
Basement
Full, Partially Finished
Family room
No
Fireplace
Electric
Interior features
Auto Garage Door Remote, Bar Fridge, Generator - Partial, Guest Accommodations, In-Law Capability, Storage, Sump Pump, Upgraded Insulation, Water Heater Owned, Workbench

Utilities

Heating
Forced Air
Heating fuel
Gas
Cooling
Central Air
Sewer
Sewer
Electricity
Yes
Cable
Available

Building

Construction
Brick, Other
Foundation
Brick, Poured Concrete
Roof
Asphalt Shingle
Exterior features
Built-In-BBQ, Deck, Hot Tub, Landscaped, Lighting, Patio, Privacy, Porch
Pool
None

Parking

Garage
Attached
Parking spaces
3
Total parking
5
Driveway
Private

Land

Frontage
92.88
Depth
141.83
Lot size units
Feet
Lot size (acres)
< .50
Lot irregularities
141.24 ft X 92.88 ft X 141.83 ft X 92.94
Waterfront
No
Topography
Flat
Property features
Golf, Greenbelt/Conservation, Hospital, Library, Park, Place Of Worship
Rooms (14)
RoomLevelSizeFeatures
Living RoomMain4.53 x 4.59
Dining RoomMain6.76 x 4.31
KitchenMain5.23 x 4.55
OfficeMain1.96 x 8.34
SittingMain3.26 x 3.34
BedroomUpper4.14 x 3.59
SittingUpper2.43 x 3.17
Bedroom 2Upper4.4 x 3
Bedroom 3Upper4.31 x 2.92
Family RoomLower4.02 x 5.89
OtherLower6.69 x 4.76
OtherLower1.96 x 3.63
OfficeLower4.45 x 2.81
Utility RoomLower3.76 x 3
Value

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History

Listing history

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Neighbourhood

Around Exeter

What’s nearby

Quiet streetBackyard faces south

  • Elementary schoolExeter Elementary Schoolabout 9 min walk
  • High schoolSouth Huron District High Schoolabout 7 min walk
  • ParkVictoria Parkabout 8 min walk
  • Trail about 15 min walk
  • River or lakeAusable Riverabout 15 min walk
  • Grocery storeFoodlandabout 9 min walk
  • DowntownExeterabout 3 min walk
  • LibraryHuron County Library - Exeter Branchabout 5 min walk
  • Rec centre or arenaSouth Huron Recreation Centreabout 11 min walk
  • Golf courseIronwood Golf Clubabout 22 min walk
  • HospitalSouth Huron Hospitalabout 4 min walk

Approximate: straight-line distances, and the backyard and street worked out from the map pin and map data © OpenStreetMap contributors. Check school boundaries with the school board.

On the map

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Community

The Exeter market

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Costs

What it would cost

%
%
An example rate. Use the one your lender quotes.
Every monthEstimate
Mortgage payment$0
Property tax$0
Monthly total$0
At closing
Ontario land transfer tax$0

Estimates only, not financial advice. Uses Canadian semi-annual compounding, the minimum down payment and mortgage insurance rules, and Ontario’s land transfer tax brackets. Your lender and lawyer confirm the real numbers. Legal fees, title insurance and moving costs aren’t included.

Listing courtesy of SUTTON GROUP - SELECT REALTY. Listing information from the PropTx MLS® System. Each listing shows the brokerage that represents it. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. Information is deemed reliable but is not guaranteed accurate by PropTx. Last updated October 28, 2026 at 8:58 a.m.

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