108 James Street E

Cobourg, Ontario K9A 1H3

Overview

At a glance

Days on market25 days
ListedOct 3, 2026
UpdatedOct 27, 2026
Building age51-99 years
Size1100-1500 sq ft
Lot40.45 x 128.13 Feet
Property taxes$4,089 (2025)
Parking4 spaces
BasementFinished, Separate Entrance, Walk-Out, Walk-Up, Development Potential
MLS® numberX13858126
Data sourcePropTx MLS® System
Listing brokerageCentury 21 United Realty Inc.

About this home

Sunny, Mid-Century Modern Well-Updated, All-Brick Bungalow. LOCATION, UPDATES, & POTENTIAL for a SECONDARY APT UNIT in LL. MANY large new windows & lovely natural sunlight streams into this home from all around. The Private, fenced backyard is framed by mature trees & established perennial gardens. Substantial interlock patios wrap the front, side & back of home for pleasant outdoor living. Cobourg's desired neighbourhood of Century & Vintage homes, old-growth trees & landscaped gardens. 5 Mins walk to the sparkling Lakefront, pretty Victoria Park, the Beach, Marina, Yacht Club, Boardwalk, Esplanade &Downtown Restaurants/Shops. 3+1BR 2Baths. 1 Level living w/ 1425 sq ft on the MN FL + a fully finished LL providing lots of living space for Family, Guest or a Separate Unit for Income! (LL has a R/In Kitchen,1 BR, Living Room, 3pce bath, Laundry room, Inter-wired Smoke Detectors, Fire-break Drywall already completed as a head start. Buyer to get final permits/approval w/ Town). An alluring home in a lovely setting. Rooms are back! FR DRs separate Living & Dining Rooms. A separate, bright Kitchen with natural stone quartzite counters, marble flooring, custom-built wood cabinetry. Original oak strip floors dramatically stained black on MN FL. A useful Laundry closet installed for ease on MN FL by ample-sized Kitchen w/ Lots of floor-to-ceiling cabinetry. Glass-Tiled Baths w/ Slate/Marble flr. A modern, clean LL space. Pot lights & newer luxury vinyl lam flring. Private Yard enjoys easy care perrenial gardens, Cherry trees, Hydrangeas, Wisteria, Roses, Honeysuckle, Clematis, Mint, Lily of the Valley fragrances. A Limewash stain treatment just completed over entire brick exterior adds curb appeal & a preserving, "brick-healthy" alternative to paint. Both Decks/Stairs just stained. Inside-Entry Single-Car Inset Garage. + 3-Outdoor surface parking spaces. **LL ROUGHED-IN KITCHEN is VIRTUALLY STAGED TO SHOW CABINETS, SINK, APPLS.** Zoned R3.

Details

Property

Style
Bungalow
Building age
51-99
Fronting on
North
Cross street
College St & James St E
Community
Cobourg
Municipality
Cobourg

Inside

Bedrooms above grade
3
Bedrooms below grade
1
Bathrooms
2
Kitchens
1
Basement
Finished, Separate Entrance, Walk-Out, Walk-Up, Development Potential
Family room
Yes
Fireplace
Wood
Interior features
In-Law Suite, Primary Bedroom - Main Floor, Storage, Upgraded Insulation, Water Heater Owned, Carpet Free

Utilities

Heating
Water
Heating fuel
Gas
Cooling
None
Sewer
Sewer
Electricity
Yes
Cable
Available

Building

Construction
Brick Front
Foundation
Poured Concrete
Roof
Asphalt Shingle
Exterior features
Deck, Landscaped, Patio
Pool
None

Parking

Garage
Attached
Parking spaces
3
Total parking
4
Driveway
Private

Land

Frontage
40.45
Depth
128.13
Lot size units
Feet
Lot irregularities
40.45 X 128.13
Waterfront
No
Rooms (10)
RoomLevelSizeFeatures
BathroomMain1.83 x 3.05
KitchenMain3.35 x 3.35
Living RoomMain3.96 x 5.18
BedroomMain3.05 x 3.05
BedroomMain3.05 x 3.96
Primary BedroomMain3.35 x 3.96
BathroomLower1.83 x 2.13
Family RoomLower3.96 x 6.71
LaundryLower3.35 x 6.10
Bedroom 4Lower2.75 x 6 Meters
Value

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Market read

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History

Listing history

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Neighbourhood

Around Cobourg

What’s nearby

Quiet streetBackyard faces north

  • Elementary schoolSt. Michael Catholic Elementary Schoolabout 6 min walk
  • High schoolCobourg Collegiate Instituteabout 13 min walk
  • ParkVictoria Parkabout 5 min walk
  • Playground about 7 min walk
  • TrailHenley Arcadeabout 7 min walk
  • River or lakeMidtown Creekabout 6 min walk
  • Grocery storeThe Market & Smørabout 6 min walk
  • DowntownCobourgabout 8 min walk
  • LibraryCobourg Public Libraryabout 16 min walk
  • Rec centre or arenaColumbus Community Centreabout 8 min walk
  • Golf courseCobourg Creek Golf Courseabout 32 min walk
  • HospitalNorthumberland Hills Hospitalabout 3.2 km
  • Highway on-rampExit 474 Aabout 2.6 km
  • GO or train stationCobourgabout 11 min walk

Approximate: straight-line distances, and the backyard and street worked out from the map pin and map data © OpenStreetMap contributors. Check school boundaries with the school board.

On the map

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Community

The Cobourg market

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Costs

What it would cost

%
%
An example rate. Use the one your lender quotes.
Every monthEstimate
Mortgage payment$0
Property tax$0
Monthly total$0
At closing
Ontario land transfer tax$0

Estimates only, not financial advice. Uses Canadian semi-annual compounding, the minimum down payment and mortgage insurance rules, and Ontario’s land transfer tax brackets. Your lender and lawyer confirm the real numbers. Legal fees, title insurance and moving costs aren’t included.

Listing courtesy of Century 21 United Realty Inc.. Listing information from the PropTx MLS® System. Each listing shows the brokerage that represents it. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. Information is deemed reliable but is not guaranteed accurate by PropTx. Last updated October 28, 2026 at 4:47 p.m.

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