655 Charlotte Street

101 - Town, Niagara-on-the-Lake, Ontario L0S 1J0

Overview

At a glance

Days on market18 days
ListedOct 8, 2026
UpdatedOct 9, 2026
Building age16-30 years
Size2000-2500 sq ft
Lot60 x 120.08 Feet
Property taxes$9,455 (2026)
Parking8 spaces
BasementFull, Unfinished
MLS® numberX13876812
Data sourcePropTx MLS® System
Listing brokerageRE/MAX NIAGARA REALTY LTD, BROKERAGE

About this home

Classic Niagara-on-the-Lake charm, beautiful gardens, and pride of ownership welcome you to 655 Charlotte Street. Located in sought-after Old Town, this lovingly maintained 3-bedroom, 2.5-bathroom home offers timeless character and everyday comfort. Framed by mature trees and beautifully landscaped gardens, its handsome brick exterior, charming dormers, and covered entrance create an inviting first impression.The main-floor primary bedroom adds convenience and flexibility, while two additional bedrooms provide space for family, guests, or a home office. A large unfinished basement offers a blank canvas to suit your needs, whether you envision a recreation room, home gym, hobby space, or additional living area. An attached double garage adds everyday practicality.Outside, enjoy the thoughtfully tended gardens and a deck updated approximately three years ago-an ideal setting for morning coffee, outdoor dining, and relaxed evenings with friends and family. Close to the Heritage Trail, Old Town shops and restaurants, and the Shaw Festival Theatre, this home puts the best of Niagara-on-the-Lake within easy reach. A charming, well-cared-for home ready for its next chapter.

Details

Property

Style
2-Storey
Building age
16-30
Fronting on
North
Cross street
John/Niagara
Community
101 - Town
Municipality
Niagara-on-the-Lake

Inside

Bedrooms above grade
3
Bathrooms
3
Kitchens
1
Basement
Full, Unfinished
Family room
Yes
Fireplace
Family Room
Interior features
Primary Bedroom - Main Floor

Utilities

Heating
Forced Air
Heating fuel
Gas
Cooling
Central Air
Sewer
Sewer

Building

Construction
Brick
Foundation
Poured Concrete
Roof
Asphalt Shingle
Exterior features
Porch, Landscaped
Pool
None

Parking

Garage
Attached
Parking spaces
6
Total parking
8

Land

Frontage
60
Depth
120.08
Lot size units
Feet
Lot irregularities
60.12 ft x 120.33 x 60.12 ft x 120.33 ft
Waterfront
No
Property features
Arts Centre, Golf, Rec./Commun.Centre, School Bus Route, Park, Greenbelt/Conservation
Rooms (15)
RoomLevelSizeFeatures
FoyerMain3.48 x 11 Meters
Dining RoomMain3.45 x 3.81 Meters
Living RoomMain5.21 x 4.5 Meters
KitchenMain4.09 x 3.35 MetersPantry
BreakfastMain3.43 x 3.35 Meters
Primary BedroomMain4.6 x 6.38 Meters
BathroomMain3.86 x 3.76 Meters5 Pc Ensuite
LaundryMain4.12 x 1.55 Meters
Family RoomSecond3.56 x 8.28 Meters
BedroomSecond4.22 x 3.53 Meters
BedroomSecond5.08 x 4.72 Meters
BathroomSecond2.57 x 2.26 MetersEnsuite Bath
RecreationBasement14.66 x 9.75 Meters
OtherBasement6.93 x 3.86 Meters
OfficeBasement3.45 x 3.56 Meters
Value

What it’s worth

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History

Listing history

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Neighbourhood

Around 101 - Town

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Community

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Costs

What it would cost

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An example rate. Use the one your lender quotes.
Every monthEstimate
Mortgage payment$0
Property tax$0
Monthly total$0
At closing
Ontario land transfer tax$0

Estimates only, not financial advice. Uses Canadian semi-annual compounding, the minimum down payment and mortgage insurance rules, and Ontario’s land transfer tax brackets. Your lender and lawyer confirm the real numbers. Legal fees, title insurance and moving costs aren’t included.

Listing courtesy of RE/MAX NIAGARA REALTY LTD, BROKERAGE. Listing information from the PropTx MLS® System. Each listing shows the brokerage that represents it. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. Information is deemed reliable but is not guaranteed accurate by PropTx. Last updated October 26, 2026 at 4:41 p.m.

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