45 Phipps Street

332 - Central, Fort Erie, Ontario L2A 2V3

Overview

At a glance

Days on market12 days
ListedOct 14, 2026
UpdatedOct 15, 2026
Size700-1100 sq ft
Lot38.41 x 121.7 Feet
Property taxes$2,426 (2026)
Parking3 spaces
BasementFull, Unfinished
MLS® numberX14032934
Data sourcePropTx MLS® System
Listing brokerageEXP REALTY

About this home

Welcome to 45 Phipps Street, a beautifully refreshed home offering modern finishes, functional living space and a convenient Fort Erie location just steps to the Niagara River. The main floor has been thoughtfully renovated with a bright, open feel throughout, featuring three comfortable bedrooms, stylish flooring and a clean, contemporary bathroom along with the added convenience of main floor laundry. The kitchen is both practical and inviting, complete with stainless steel appliances, a breakfast island and plenty of space for everyday living or casual entertaining. Quality updates can be found throughout the home, including refreshed drywall, updated windows, porcelain tile in the entryway and bathroom and an upgraded bath with a deep tub, modern tile work and a sleek finished look. The lower level offers added flexibility with natural light from the updated basement windows, making it a great option for storage, hobbies, a future rec room or additional living potential. Upstairs, the spacious attic is a standout bonus, offering impressive extra space for storage, hobbies or future finishing possibilities. Outside, the generous backyard size adds even more to love, offering plenty of green space for kids, pets, gardening or summer entertaining. Complete with a deck and storage shed, it's a functional outdoor space with room to enjoy. Tucked into a friendly Fort Erie neighbourhood, this home offers the perfect mix of comfort, convenience and move-in-ready charm. Whether you're a first-time buyer, downsizer or investor, you'll love being close to schools, parks, shopping, restaurants and everyday amenities. A wonderful opportunity to own a welcoming home with style, function and room to make it your own. If you are looking to live close to the water for a fraction of the price, 45 Phipps St could be the one! Book your showing today!

Details

Property

Style
Bungalow
Fronting on
South
Cross street
Central Ave & Phipps St
Community
332 - Central
Municipality
Fort Erie

Inside

Bedrooms above grade
3
Bathrooms
1
Kitchens
1
Basement
Full, Unfinished
Family room
Yes
Fireplace
No
Interior features
Primary Bedroom - Main Floor

Utilities

Heating
Forced Air
Heating fuel
Gas
Cooling
Central Air
Sewer
Sewer

Building

Construction
Vinyl Siding
Foundation
Block
Roof
Asphalt Shingle
Exterior features
Deck
Pool
None

Parking

Garage
None
Parking spaces
3
Total parking
3
Driveway
Private

Land

Frontage
38.41
Depth
121.7
Lot size units
Feet
Waterfront
No
Property features
Fenced Yard, Library, Park, Golf, School, Place Of Worship
Rooms (8)
RoomLevelSizeFeatures
Living RoomMain4.96 x 3.59
Dining RoomMain3.38 x 3.75
KitchenMain4.62 x 3.79
BathroomMain1.53 x 2
LaundryMain3.32 x 3.56
Primary BedroomMain2.81 x 3.76
Bedroom 2Main2.81 x 2.92
Bedroom 3Main2.81 x 3.07
Value

What it’s worth

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Market read

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History

Listing history

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How it compares

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Neighbourhood

Around 332 - Central

What’s nearby

On a busier streetBackyard faces south

  • Elementary schoolOur Lady of Victory Catholic Elementary Schoolabout 21 min walk
  • High schoolGreater Fort Erie Secondary Schoolabout 5.5 km
  • Park about 3 min walk
  • Playground about 16 min walk
  • Trail about 3 min walk
  • River or lake about 4 min walk
  • Grocery storeSobeysabout 2.9 km
  • DowntownFort Erieabout 29 min walk
  • LibraryFort Erie Public Library - Centennial Branchabout 17 min walk
  • Rec centre or arenaFort Erie Leisureplexabout 5.6 km
  • Golf course about 23 min walk
  • HospitalFort Erie Complex and Urgent Care Centreabout 31 min walk
  • Highway on-rampExit 1about 2.5 km

Approximate: straight-line distances, and the backyard and street worked out from the map pin and map data © OpenStreetMap contributors. Check school boundaries with the school board.

On the map

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Community

The 332 - Central market

332 - Central sale prices

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Costs

What it would cost

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An example rate. Use the one your lender quotes.
Every monthEstimate
Mortgage payment$0
Property tax$0
Monthly total$0
At closing
Ontario land transfer tax$0

Estimates only, not financial advice. Uses Canadian semi-annual compounding, the minimum down payment and mortgage insurance rules, and Ontario’s land transfer tax brackets. Your lender and lawyer confirm the real numbers. Legal fees, title insurance and moving costs aren’t included.

Listing courtesy of EXP REALTY. Listing information from the PropTx MLS® System. Each listing shows the brokerage that represents it. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. Information is deemed reliable but is not guaranteed accurate by PropTx. Last updated October 26, 2026 at 6:40 p.m.

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