22 Montgomery Road

St. Thomas, Ontario N5R 1S5

Overview

At a glance

Days on market3 days
ListedOct 23, 2026
UpdatedOct 23, 2026
Size1100-1500 sq ft
Lot70 x 125 Feet
Property taxes$3,082 (2025)
Parking5 spaces
BasementFinished with Walk-Out
MLS® numberX14113328
Data sourcePropTx MLS® System
Listing brokerageRE/MAX MILLENNIUM REAL ESTATE

About this home

**LEGAL BASEMENT** Welcome to 22 Montgomery Rd, St. Thomas, an exceptional opportunity for homeowners and investors alike! This versatile property features a bright and spacious 3-bedroom, 1-bathroom main floor with an open-concept kitchen showcasing impressive vaulted ceilings, creating an inviting space for everyday living and entertaining. The fully legal basement apartment offers an additional 3 bedrooms, 1 bathroom, a full kitchen, and a generous living area, making it ideal for multi-generational living or generating rental income to help offset your mortgage. Whether you're looking to live in one unit and rent the other or expand your investment portfolio, this property delivers outstanding flexibility and value. Conveniently located close to schools, parks, shopping, restaurants, grocery stores, and all everyday amenities, with easy access to London and Highway 401, this home is perfectly situated in one of Southwestern Ontario's fastest-growing communities. Don't miss your chance to own this legal duplex offering incredible income potential and long-term value.

Details

Property

Style
Bungalow
Fronting on
South
Cross street
Elm St. / First Ave
Community
St. Thomas
Municipality
St. Thomas

Inside

Bedrooms above grade
3
Bedrooms below grade
3
Bathrooms
2
Kitchens
2
Basement
Finished with Walk-Out
Family room
No
Fireplace
No
Interior features
Carpet Free, Primary Bedroom - Main Floor, Water Meter

Utilities

Heating
Forced Air
Heating fuel
Gas
Cooling
Central Air
Sewer
Sewer

Building

Construction
Brick
Foundation
Concrete
Roof
Asphalt Shingle
Pool
None

Parking

Garage
Attached
Parking spaces
4
Total parking
5
Driveway
Available, Private

Land

Frontage
70
Depth
125
Lot size units
Feet
Waterfront
No
Property features
Hospital, Park, School, Ravine, Rec./Commun.Centre, Wooded/Treed
Rooms (10)
RoomLevelSizeFeatures
KitchenGround3.41 x 2.75Pot Lights, Stainless Steel Appl, Quartz Counter
Living RoomGround7.206 x 5.307Combined w/Dining, Pot Lights, Sliding Doors
BedroomGround3.632 x 3.659Closet, Pot Lights, Window
Bedroom 2Ground3.72 x 2.42Closet, Pot Lights, Window
Bedroom 3Ground2.68 x 2.77Closet, Pot Lights, Window
KitchenBasement3.84 x 3.89Pot Lights, Stainless Steel Appl
Living RoomBasement2.43 x 3.17Pot Lights, Window
BedroomBasement3.26 x 3.45Pot Lights, Closet, Window
Bedroom 2Basement2.41 x 3.629Pot Lights, Closet, Window
Bedroom 3Basement2.52 x 2.67Pot Lights, Window, Closet
Value

What it’s worth

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Market read

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History

Listing history

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Compare

How it compares

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Neighbourhood

Around St. Thomas

What’s nearby

Backs onto woodsQuiet streetBackyard faces north

  • Elementary schoolPierre Elliott Trudeau French Immersion Public Schoolabout 2 min walk
  • High schoolCentral Elgin Collegiate Instituteabout 9 min walk
  • ParkHomedale Parkabout 2 min walk
  • Playground about 3 min walk
  • TrailCarr's Bridgeabout 11 min walk
  • River or lakePinafore Lakeabout 10 min walk
  • Grocery storeFreshCoabout 17 min walk
  • DowntownSt. Thomasabout 24 min walk
  • LibrarySt. Thomas Public Libraryabout 25 min walk
  • Rec centre or arenaFamily YMCAabout 7 min walk
  • Golf courseRedtail Golf Clubabout 7.3 km
  • HospitalSt Thomas-Elgin General Hospitalabout 7 min walk
  • Highway on-ramp about 33 min walk
  • GO or train stationUnion Depotabout 7.3 km

Approximate: straight-line distances, and the backyard and street worked out from the map pin and map data © OpenStreetMap contributors. Check school boundaries with the school board.

On the map

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Community

The St. Thomas market

St. Thomas sale prices

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Costs

What it would cost

%
%
An example rate. Use the one your lender quotes.
Every monthEstimate
Mortgage payment$0
Property tax$0
Monthly total$0
At closing
Ontario land transfer tax$0

Estimates only, not financial advice. Uses Canadian semi-annual compounding, the minimum down payment and mortgage insurance rules, and Ontario’s land transfer tax brackets. Your lender and lawyer confirm the real numbers. Legal fees, title insurance and moving costs aren’t included.

Listing courtesy of RE/MAX MILLENNIUM REAL ESTATE. Listing information from the PropTx MLS® System. Each listing shows the brokerage that represents it. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. Information is deemed reliable but is not guaranteed accurate by PropTx. Last updated October 26, 2026 at 6:40 p.m.

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