40 St. Charles Street

Belleville Ward, Belleville, Ontario K8P 2V8

Overview

At a glance

Days on market1 day
ListedOct 27, 2026
UpdatedOct 28, 2026
Size700-1100 sq ft
Lot39.45 x 161.34 Feet
Property taxes$4,243 (2026)
Parking3 spaces
BasementApartment, Finished with Walk-Out, Separate Entrance
MLS® numberX14122828
Data sourcePropTx MLS® System
Listing brokerageHOMELIFE/MIRACLE REALTY LTD

About this home

Exceptional opportunity to own a spacious raised bungalow on a quiet, family-friendly street. Conveniently located close to schools, shopping, amenities, and Hwy 401, this versatile property offers the perfect blend of comfortable family living and investment appeal. The bright and inviting main level features spacious principal rooms, an updated bathroom, and a generously sized primary bedroom complete with a private 2-piece ensuite. Large windows fill the home with natural light, creating a warm and welcoming atmosphere throughout. Step outside to a deck overlooking the expansive fully fenced backyard, providing plenty of space for children, pets, gardening, and outdoor entertaining. The lower level significantly expands the living space and has been enhanced with fresh paint and new flooring throughout. Featuring three bedrooms, a newly renovated kitchen, a full bathroom, and a separate entrance, this flexible layout offers excellent potential for multi-generational living, an in-law suite, or additional rental income. Additional highlights include an attached garage, ample driveway parking, and numerous recent updates, including a new furnace (2025), hot water tank (2023), and lower-level improvements completed in 2026 (fresh paint throughout, new flooring, and an updated kitchen). With its flexible layout, separate entrance, and extensive recent improvements, this property is ideally suited for homeowners seeking additional living space, multi-generational families, or investors looking for strong income potential. Quick closing available.

Details

Property

Style
2-Storey
Fronting on
West
Cross street
North Front St., East On Moira
Community
Belleville Ward
Municipality
Belleville

Inside

Bedrooms above grade
3
Bedrooms below grade
2
Bathrooms
3
Kitchens
2
Basement
Apartment, Finished with Walk-Out, Separate Entrance
Family room
No
Fireplace
No
Interior features
In-Law Suite, Primary Bedroom - Main Floor, Sump Pump

Utilities

Heating
Forced Air
Heating fuel
Gas
Cooling
Central Air
Sewer
Sewer
Electricity
Yes
Cable
Yes

Building

Construction
Brick, Vinyl Siding
Foundation
Concrete Block
Roof
Asphalt Shingle
Pool
None

Parking

Garage
Attached
Parking spaces
2
Total parking
3
Driveway
Available, Front Yard Parking

Land

Frontage
39.45
Depth
161.34
Lot size units
Feet
Waterfront
No
Rooms (11)
RoomLevelSizeFeatures
Living RoomMain3.96 x 3.72 MetersBroadloom, Window
KitchenMain3.66 x 3.35 MetersVinyl Floor, Window
Great RoomMain3.9 x 3.69 MetersBroadloom, Ensuite Bath, Window
Bedroom 2Main3.91 x 3.39 MetersBroadloom, Window
Bedroom 3Basement3.35 x 3.04 MetersVinyl Floor, Window
Bedroom 4Basement3.66 x 3.04 MetersVinyl Floor, Window
Bedroom 5Basement3.78 x 3.32 MetersVinyl Floor, Window
KitchenBasement3.66 x 3.29 MetersVinyl Floor, Window
Bedroom 5Basement3.78 x 3.32 MetersWindow, Vinyl Floor
KitchenBasement3.66 x 3.29 MetersWindow, Vinyl Floor
BathroomBasement3.25 x 1.57 MetersWindow, 3 Pc Bath
Value

What it’s worth

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Market read

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History

Listing history

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How it compares

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Neighbourhood

Around Belleville Ward

What’s nearby

  • Elementary schoolHoly Rosary Catholic Schoolabout 6 min walk
  • High schoolNicholson Catholic Collegeabout 10 min walk
  • ParkLions Parkabout 3 min walk
  • Playground about 9 min walk
  • TrailRiverfront Trailabout 2 min walk
  • River or lakeMoira Riverabout 2 min walk
  • Grocery storeMetroabout 8 min walk
  • DowntownBellevilleabout 19 min walk
  • LibraryBelleville Public Libraryabout 15 min walk
  • Rec centre or arenaCommunity Development Council of Quinteabout 6 min walk
  • Golf courseBayview Golfing Centreabout 5.9 km
  • HospitalBelleville General Hospitalabout 31 min walk
  • Highway on-rampExit 543Babout 31 min walk
  • GO or train stationBellevilleabout 14 min walk

Approximate: straight-line distances, and the backyard and street worked out from the map pin and map data © OpenStreetMap contributors. Check school boundaries with the school board.

On the map

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Community

The Belleville Ward market

Belleville Ward sale prices

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Costs

What it would cost

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An example rate. Use the one your lender quotes.
Every monthEstimate
Mortgage payment$0
Property tax$0
Monthly total$0
At closing
Ontario land transfer tax$0

Estimates only, not financial advice. Uses Canadian semi-annual compounding, the minimum down payment and mortgage insurance rules, and Ontario’s land transfer tax brackets. Your lender and lawyer confirm the real numbers. Legal fees, title insurance and moving costs aren’t included.

Listing courtesy of HOMELIFE/MIRACLE REALTY LTD. Listing information from the PropTx MLS® System. Each listing shows the brokerage that represents it. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial purpose or any other purpose. Information is deemed reliable but is not guaranteed accurate by PropTx. Last updated October 28, 2026 at 10:52 p.m.

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